Frannie Gardner, www.franniegardner.com

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DISCLOSERS AND CITATIONS

Ayres Financial Group
14785 Preston Rd.
Suite 175
Dallas, TX 75254
972-980-9600

Frannie is licensed to discuss and offer certain financial services and securities and insurance in her resident state of Texas, as well as FL, CA, OH, LA, IL, VA, CO, CT, NY, and WA. For additional licensing information, please contact Ayres Financial Group at 972-980-9600. Not an offer or solicitation where not licensed and/or registered.

A0CD-0615-01

*Registered Representative of, and Securities and Investment

Advisory Services Offered through Hornor, Townsend & Kent, Inc. (HTK),

Registered Investment Advisor, Member FINRA/SIPC.

4111 S. Darlington, Suite 800

Tulsa, OK 74135 (918 )664-6811

Ayres Financial Group is independent of HTK

Frances Gardner, CFP®, CDFA™, CFEd®

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