Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee be (in percentage terms) on the new mortgage? (Lenders typically charge 1 percent when refinancing a loan.)

%

7. How many points (in percentage terms) will you be paying for the new loan?

%

8. What other closing/fixed costs (in dollar terms) are there?

$
 
   
   
Frannie Gardner, www.franniegardner.com
14785 Preston Road, Suite 175 • Dallas, TX • 75254
Phone: 972.980.9600 • Fax: 972.980.8515
www.franniegardner.com • fgardner@htk.com

Ayres Financial Group
14785 Preston Rd.
Suite 175
Dallas, TX 75254
972-980-9600 

Frannie is licensed to discuss and offer certain financial services and securities and insurance in her resident state of Texas, as well as FL, CA, OH, LA, IL, VA, CO, CT, NY, and WA. For additional licensing information, please contact Ayres Financial Group at 972-980-9600.  Not an offer or solicitation where not licensed and/or registered.

A0CD-0615-01

*Registered Representative of, and Securities and Investment
Advisory Services Offered through Hornor, Townsend & Kent, Inc. (HTK),
Registered Investment Advisor, Member FINRA/SIPC. 
4111 S. Darlington, Suite 800
Tulsa, OK 74135 (918 )664-6811
Ayres Financial Group is independent of HTK

 

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